Live 2026 data · Tuition, rent, visa, salaries, PR pathways & more
United Kingdom
64
GoScore
Budget/mo
$1,764
Salary/mo
$3,024
India
51
GoScore
Budget/mo
$280
Salary/mo
$620
For Permanent Residence
Planning to settle permanently in India or United Kingdom? Compare PR pathway timelines, citizenship eligibility, immigration friction scores, quality of life, healthcare, and safety — 2026 data.
AI insights unavailable
Permanent Residence GoScore Ranking
GoScore 0-100 · Weights: affordability, PR pathway, safety, career & quality of life
Settlement & QoL Metrics
PR pathway (years)
Immigration friction
Quality of life index
Healthcare index
Safety index
Happiness score
Rent 1-bed (city centre) / mo
Safety index
Happiness score
Quality of life index
Healthcare index
English proficiency
Student visa fee
Work permit fee
Post-study work visa (months)
PR pathway (years)
IELTS band required
Quick Verdict — 2026
United Kingdom wins for students on GoScore (50 vs 50), though the margin is narrow. A 2-year master's degree costs $10,320 in India — 88% cheaper than United Kingdom.
United Kingdom wins for working professionals with a higher GoScore for careers (57 vs 35). After rent and basic expenses, professionals in United Kingdom retain $441/month — $337/month more than in India.
United Kingdom is stronger for permanent residence (GoScore 64 vs 51).
For a 2-year master's programme, the total cost of attendance (tuition + living) in India is approximately $10,320 — comprising $3,600 in public university tuition and $6,720 in living costs over 24 months. In United Kingdom, the equivalent is $87,696 ($45,360 tuition + $42,336 living). India is 88% cheaper on total cost of attendance, saving $77,376 over the degree.
In India, the minimum part-time wage is $3/hour. Working 20 hours/week, a student earns $200/month — enough to cover 95% of rent outside the city centre. In United Kingdom, the same 20 hours/week at $14/hour earns $1,154/month — covering 92% of rent.
After deducting rent (1-bed outside city), groceries, transport, and utilities, a professional in India retains approximately $104/month from an average net salary of $620. In United Kingdom, the figure is $441/month from $3,024. Over 5 years, this gap compounds to $20,220 in additional savings. For tech professionals, the gap is even wider: $1,550/month in India vs $5,670/month in United Kingdom.
India does not have a clearly defined PR pathway for international graduates. United Kingdom's pathway takes approximately 5 years. United Kingdom offers 24 months. The student visa fee is $0 in India and $618 in United Kingdom.
To study or work in India, most visa categories require a minimum IELTS band of 0.0. United Kingdom requires 6.0. India has a lower IELTS threshold, which benefits test-takers who are close to their target band. Take a free IELTS mock test on mockDe to see exactly where you stand before applying.
| Metric | 🇮🇳 India | 🇬🇧 United Kingdom |
|---|---|---|
| PR pathway (years) | 0 yrs | 5 yrs |
| Quality of life index | 101 | 170 |
| Healthcare index | 69 | 71 |
| Safety index | 45 / 100 | 54 / 100 |
| Happiness score | 4.05 / 10 | 6.72 / 10 |
| Avg net salary / month | $620 | $3,024 |
| Rent 1-bed (city centre) | $380/mo | $1,890/mo |
| Purchasing power index | 56 | 101 |
| Indian community | Large | Large |
| Climate | Tropical | Temperate |
India's PR pathway takes approximately 0 years for skilled migrants.United Kingdom's pathway runs 5 years. India offers a 5-year faster route — a meaningful difference if settlement speed is your priority.The post-study work visa — 0 months in India and 24 months in United Kingdom — is typically the first step in the study-to-PR pipeline. Immigration friction (bureaucratic complexity, processing speed, visa category clarity) rates India at 5/100 and United Kingdom at 5/100 — lower scores indicate a smoother process.
Long-term settlers prioritise safety, healthcare, and reported life satisfaction above short-term income gains.India has a quality of life index of 101, healthcare index of 69, and safety index of 45/100.United Kingdom scores 170 on quality of life, 71 on healthcare, and 54/100 on safety. United Kingdom ranks higher on the UN World Happiness Index (6.72 vs 4.05/10).
For settlers, ongoing affordability determines long-term financial stability. A 1-bedroom apartment in India's city centre costs $380/month; outside the centre, $210/month. In United Kingdom: $1,890/month (city centre) and $1,260/month (suburbs). Monthly utilities run $38 in India vs $189 in United Kingdom. Purchasing power index is 56 vs 101 — United Kingdom's stronger purchasing power means the average $3,024/month net salary affords more.
Settling permanently means building a life — and community ties directly affect long-term happiness.India has a large Indian diaspora, while United Kingdom has a large community. A larger community means more established temples, Indian grocery chains, cultural events, and professional networks — critical support structures for new settlers adjusting to a different country. English proficiency in the general population is high in India and native in United Kingdom — affecting how quickly you integrate professionally and socially beyond the Indian community. Climate matters more for permanent settlement than short-term study or work. India's tropical climate versus United Kingdom's temperate climate is a factor many Indian settlers underestimate until they've lived through a full year.
After obtaining PR, your income potential is no longer tied to visa-specific restrictions. Average net monthly salaries are $620 in India and $3,024 in United Kingdom. Tech professionals earn $1,550/month (India) and $5,670/month (United Kingdom) — highly relevant for the large share of Indian immigrants working in IT, engineering, and finance. Graduate-level roles pay $520/month in India vs $2,646/month in United Kingdom — the typical entry salary for Indian professionals transitioning from a student visa to a skilled worker pathway.
Understanding a country beyond spreadsheets — unique facts about each destination that shape the experience of living and working there.
🇮🇳 India
India is the world's 3rd largest startup ecosystem with over 110 unicorns — more than the UK, Germany, and France combined.
Source: NASSCOM 2024
India's IIT graduates earn salaries competitive with MIT and Cambridge graduates globally — with placements at Google, Meta, and Goldman Sachs.
India will become the world's most populous country by 2023 (UN), with a median age of 28 — the youngest major economy in the world.
Source: UN Population Division 2023
India produces 1.5 million engineers per year — more than any other country — creating both domestic opportunity and the world's largest pool of export talent.
Source: AICTE 2024
🇬🇧 United Kingdom
The UK Graduate Route visa requires no employer sponsorship — graduates can work in any job for 2 years (3 years for PhD holders) after completing their degree.
Source: UK Visas and Immigration 2021
Indian students surpassed Chinese students as the largest international student group in UK universities in 2022 — with 126,535 new visas issued.
Source: HESA 2022-23
The NHS surcharge (£776/year) paid with a UK student visa grants full access to the National Health Service — comprehensive healthcare at minimal cost.
Source: UKVI 2024
London has been ranked the world's top student city for 10 consecutive years by QS Best Student Cities.
Source: QS Best Student Cities 2024
4 UK universities — Oxford, Cambridge, Imperial, and UCL — appear in the global top 10 (QS 2025).
Source: QS 2025
Popular Comparisons
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Data Sources
Editorial
Compiled by mockDe Editorial Team
Verified by IELTS-certified advisors with study-abroad counselling experience.
Freshness
Data reflects 2026 benchmarks.
Last reviewed June 2026.
AI verdict cached permanently; regenerated on data change.
All figures in USD. AI insights by Gemini Pro. Values are indicative — verify official sources before making relocation decisions.